These are some of the values that guide our work at MorFi Technologies.

1. Everyone codes

We are a technology company trying to build a unified suite of the best mortgage software and data solutions ever produced. Technology is central to our mission, so everyone at MorFi Technologies codes.

This doesn’t mean that everyone needs to be a software engineer, but no matter your role, basic technical skills are essential.

We encourage everyone to develop their technical skills instead of delegating challenging tasks to others, so they can become more effective contributors.

2. Trust and feedback over process

There are two ways to scale – trust and feedback, or process. We choose the former because we’re building a wide platform with many products, so autonomy is more important than control. We hire people that work well with high level direction and will step on toes if needed to get things done.

When giving or receiving feedback, we assume positive intentions and focus on giving specific examples. Feedback should be acknowledged, but what you do with it is up to you - no one built anything great by committee.

We expect you to pick out the very most important thing you can think of and work on that. Discard plans as you see fit.

We judge your performance based on the impact you deliver overall, no matter what your role.

3. Bias for action

Proactive people are the most successful at MorFi Technologies. Prioritize hard and make sure you focus your energy on what’s most valuable for our customers and the company, then take ownership of making it happen.

Today, across many product areas, we deliver the most impact when we move fast and maintain a high bar for quality. It improves retention and accelerates word-of-mouth growth.

In engineering, this means that bias for impact is likely to involve putting more effort into prioritization, scoping out the problem, and designing before implementation. It doesn’t mean we aim to spend weeks in slow feedback loops. Instead, we get together and focus all our energy on rapidly understanding the problem and solution upfront.

Solving a small customer support issue quickly to delight them is also highly impactful since we know this is a strong contributor to our word-of-mouth growth.

For other areas of MorFi Technologies, this is likely to involve prioritizing and focusing our efforts on bigger bets which we believe can have an outsized impact (e.g. increasing sign-ups, getting a new large enterprise to start paying, increasing our rank on Google, etc.)

4. Talent compounds

We believe that the best way to build a successful company is to hire the best people and give them the freedom to do their best work. We believe that talent compounds, so we are always looking for ways to attract and retain the best people.

We really don’t have enough time to support talentless people. If you’re working at a MorFi Technologies it’s because something about you is exceptional.

5. Ownership

MorFi Technologies is a flat, product-aligned, organization.

You own the products that you develop.

This means you are responsible for the success of your product and you have the authority to make decisions about it.

5. Compete

We are not the first technology company to build software for the mortgage industry.

In fact, ideally, the products we build will already have competitors in the space. Competitors are an indication of a healthy market with meaningful demand.

This means that everyone at MorFi Technologies should be prepared to compete; paying close attention to our competition and taking action to out perform them.